The toolkit · free · no signup
Stop reading. Start doing.
Three tools that turn our research into action on your actual bill. Everything runs in your browser; nothing you type is sent or stored anywhere.
Fair-Price Checker
Pick a service, enter the price you were quoted or billed, and see how it compares to the sourced cash range, with your exact next move.
Check a price →Charity Care Eligibility
Household size and income in, Federal Poverty Level percentage out, plus what nonprofit hospitals typically forgive at your level and how to apply.
Check eligibility →Negotiation Script Builder
Four questions build you a phone script and a dispute letter customized to your bill, ready to copy, print, or read straight off your phone.
Build a script →These tools give general information from published data, not legal or financial advice. Verify anything important with your provider or a professional. Full disclaimer →