Prenuvo sells something American healthcare almost never sells: an MRI with a price on a public web page, payable by credit card, with no doctor’s order and no claim filed. That transparency is real, and it is the main reason the company shows up in search results next to hospital imaging departments that will not quote you a number over the phone.
It is also a retail product, not a covered benefit, and the sticker is only part of the arithmetic. This guide covers Prenuvo’s published 2026 prices, how the membership tiers change the math, what competitors that also publish prices charge, how any of it compares to a diagnostic MRI ordered by a physician, and the follow-up costs that no whole-body scan quote includes.
What Does a Prenuvo Scan Cost Without Insurance?
All figures below are published prices as of September 2026, taken from each company’s own pricing page. Prenuvo, Ezra, and SimonMed all price by how much of your body is imaged, which is why the tiers are not directly interchangeable.
| Scan or plan | Low | Average | High |
|---|---|---|---|
| Prenuvo Focused Scan, standalone (~30 min) | n/a | $1,199 | n/a |
| Prenuvo Whole Body Scan, standalone (~50 min) | n/a | $2,499 | n/a |
| Prenuvo Core membership (Focused Scan + labs, annual) | n/a | $1,199 | n/a |
| Prenuvo Comprehensive membership (Whole Body + labs, annual) | n/a | $2,499 | n/a |
| Prenuvo Executive membership (annual) | $3,999 | n/a | $4,999 |
| Ezra / Function Health MRI tiers | $999 | n/a | $3,999 |
| SimonMed simonONE MRI tiers (introductory pricing) | $899 | n/a | $2,199 |
| Diagnostic MRI without contrast, prepaid cash | $293 | $611 | $1,980 |
Sources: Prenuvo’s pricing page publishes the $1,199 Focused Scan, the $2,499 Whole Body Scan, and the three membership prices, and its footnote sets the Executive tier at $4,999 in New York City, $4,499 in a list of large metros including Los Angeles, Chicago, Houston, and Dallas, and $3,999 where the advanced heart assessment is not yet offered. Ezra’s pricing page lists $999 for the base MRI ($899 with a Function membership), $1,699 with spine ($1,499 with membership), and $3,999 for the skeletal and neurological tier. SimonMed’s simonONE comparison page lists $899, $1,599, and $2,199, all marked introductory pricing. The prepaid diagnostic figures are MDsave’s national range and averages for an MRI without contrast.
The spread is not a data error. A $293 prepaid MRI is one body part ordered by a doctor for a specific question. A $2,499 Prenuvo scan is roughly an hour of multi-sequence imaging across most of the body, read as a screening study, sold to someone with no symptoms. They are different products that happen to use the same machine.
What Drives the Price
How much of your body is included
This is the biggest lever, and it is where the marketing gets slippery. Prenuvo’s Focused Scan is head to mid-thigh and explicitly excludes arms, spine, and aneurysm assessment. Its Whole Body Scan adds the spine and more, and Prenuvo’s FAQ notes ankles may not be visible for anyone taller than 5 feet 9 inches, with arms and feet excluded either way. Ezra’s base MRI covers head, neck, abdomen, and pelvis and excludes the chest, lungs, heart, breasts, spine, and colon. SimonMed’s cheapest tier covers chest, abdomen, and pelvis but not the brain. Comparing headline prices without comparing coverage maps is how people end up buying the wrong scan twice.
Which city you book in
Prenuvo is one of the few healthcare sellers that publishes its own geographic price ladder. The Executive membership is $3,999 at clinics without the advanced heart assessment, $4,499 across most major metros, and $4,999 in New York City. That is a 25 percent spread on the same product name, disclosed in a footnote.
Whether labs and a provider review are bundled
Prenuvo’s memberships cost the same as the equivalent standalone scan but add blood panels and one or two provider result reviews per year. Buying the Comprehensive membership at $2,499 rather than the standalone Whole Body Scan at $2,499 is the obvious move if you were going to pay for bloodwork anyway. If you already get labs elsewhere, compare against what a blood work panel actually costs on its own before you assume the bundle is free value.
Whether it is screening or diagnosis
A scan ordered by a physician to investigate a symptom is a covered medical service that generates a claim. A screening scan on an asymptomatic person is retail. That single distinction explains most of the gap between the $611 prepaid national average for a diagnostic MRI and the four-figure screening prices, and it is why our MRI cost guide reads like a completely different market.
Add-ons and repeat cadence
The pitch for all three companies is longitudinal: the value accrues from repeat scans over years, not a single baseline. Price the product as an annual subscription, because that is how it is sold. A $2,499 scan repeated every year for a decade is a $24,990 decision, not a $2,499 one.
Cash Price vs. Insurance
There is no insurance comparison to run here, which is unusual and worth stating plainly. Prenuvo’s own FAQ answers the coverage question with “Not at this time,” adds that no public facility performs these exams for general screening, and says it may take years for health plans to cover preventive whole-body MRI. Ezra says the same thing in different words: the scan is offered directly to consumers and the company is still working with payers.
That has three practical consequences. First, nothing you pay counts toward your deductible or out-of-pocket maximum, because no claim is filed. Second, there is no in-network or out-of-network question to worry about. Third, the money has to come from somewhere, and both companies point at the same two sources.
HSA and FSA funds are the most common route. Prenuvo says you can pay directly with an HSA or FSA card at booking or submit the receipt for reimbursement afterward, while noting that eligibility is determined by IRS rules and your plan administrator, and that employers can set their own rules. Ezra likewise flags its scans as HSA/FSA eligible. Neither company can promise your administrator will approve it, so ask before you book. Prenuvo also offers Affirm financing in most U.S. locations, requires full payment at the time of booking, and does not add tax.
One more billing note: Prenuvo does not require a referral at its U.S. clinics, which keeps a doctor’s visit off the bill but also means no clinician has vetted whether the scan is a reasonable use of your money.
The Follow-Up Cost Nobody Quotes You
This is the part that turns a $2,499 purchase into an open-ended one, and it deserves honest numbers rather than hand-waving.
A 2020 review in Cancer Imaging pooled 12 studies covering 6,214 whole-body MRI exams in asymptomatic people from the general population. Of 17,961 abnormal findings reported, 91 percent were benign. On a per-person basis, only 5 percent of subjects had no abnormal findings at all, 30 percent had findings that required further investigation, cancer was suspected in 1.8 percent, and histologically confirmed cancer came in at 1.1 percent.
Read that as a budget line. Roughly three in ten people who buy a whole-body screening MRI end up being told something needs another look. That next look happens in the regular medical system, at regular medical prices: a targeted follow-up MRI, a CT scan, a specialist consult, sometimes a biopsy. Those bills come with facility fees and radiologist fees attached, and they are the reason the true cost of a screening scan is a distribution rather than a number.
The American College of Radiology’s position statement on screening total body MRI says it does not believe there is sufficient evidence to justify recommending total body screening for people with no symptoms, risk factors, or family history, that there is no documented evidence it is cost-efficient or prolongs life, and that it is concerned such procedures will identify numerous non-specific findings leading to unnecessary follow-up testing and significant expense. That is the ACR’s position, reported here as a fact about the professional consensus. Whether a scan makes sense for you is a conversation for a clinician, not for a cost guide.
How to Pay Less
- Price the coverage map, not the brand. SimonMed’s $899 introductory Core MRI and Ezra’s $999 base scan both undercut Prenuvo’s $1,199 Focused Scan, but each covers a different set of body regions. Write down what each tier actually includes, then compare. Our fair price checker helps you sanity-check any imaging quote you are handed.
- Buy the membership if you were buying labs anyway. Prenuvo’s Core and Comprehensive memberships cost the same as the standalone Focused and Whole Body scans while adding blood panels and provider reviews. If the alternative is paying separately for bloodwork, the bundle is the cheaper path.
- Use HSA or FSA dollars, and confirm eligibility first. Paying with pre-tax money is the single largest discount available on a product no insurer covers. Both Prenuvo and Ezra flag their scans as potentially HSA/FSA eligible while putting the decision on your plan administrator, so get the answer in writing before you book a non-refundable appointment.
- Ask what a targeted scan would cost instead. If you have a specific concern, a physician-ordered study of one body region is a different and usually far cheaper transaction. MDsave lists prepaid MRIs without contrast from $293 to $1,980 with a $611 average. Compare that against a four-figure screening scan before defaulting to the whole body.
- Budget for the follow-up before you buy the scan. Given that roughly 30 percent of screened people get a finding that needs further investigation, assume there is a real chance of a second round of imaging. If those bills arrive from a hospital, pull the posted cash rate using our hospital price transparency guide, request an itemized hospital bill, and work the number down with our medical bill negotiation guide.
- If a follow-up bill gets large, check assistance before you pay it. Nonprofit hospitals are required to have financial assistance policies, and follow-up imaging and biopsies frequently qualify even when the original screening scan did not. Start with our hospital charity care guide and the charity care checker.
Bottom Line
Prenuvo costs $1,199 to $2,499 for a single published scan and $1,199 to $4,999 a year as a membership, with the top tier priced by city. Ezra runs $999 to $3,999 and SimonMed’s introductory simonONE tiers run $899 to $2,199, so the cross-provider market for a cash whole-body MRI screen sits roughly between $899 and $4,999 depending on how much of you gets imaged.
None of it is insurance-covered, none of it counts toward a deductible, and the price on the page is a floor rather than a ceiling once follow-up on incidental findings is included. Treat it the way you would treat any other four-figure retail purchase: compare what is actually included, pay with pre-tax dollars if your plan allows, and know before you book that roughly three in ten buyers get sent for something else afterward.